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First time home buyers' program. 2% on the value above $3 million. Where a parent who is not a first‑time homebuyer, and a child who is a first‑time homebuyer, purchase a home with equal 50/50 interests, the child may claim a refund of 50% of the land.

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“upright man”) extinct species of the human genus (homo), perhaps an ancestor of modern humans (homo sapiens). Georgicus is dated to the same time as the earliest african material at 1.8 mya. Although there are no definitive specimens of homo from this time period,.

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